联系我们

电话:0312-5176507

传真:0312-5176507

邮箱:[email protected]

地址:河北省保定市竞秀区复兴?#26032;?108号康泰国际东区17层

备案号:冀ICP备16030082号

行业新闻
如何投资基金赚大钱?
我们?#20864;?#38754;临房贷、车贷、孩子教育及养老问题, We're all going to face mortgages, car loans, kids education and retirement. 大多数人的工资扣除日常生活开销后,所剩不多, Most people have little left after their daily expenses. 要是大投资吧,风险大且缺少启动资金, If big investments, risky and short of start-up capital, 小投资吧,风险低却又收益过低,不值得去费时费力。 Small investments, low risk and low yields, are not worth the time and effort. 也真是个难! What a difficult thing! 纵观比较常见的理财方式, Looking at the more common ways of managing money, 股市牛短熊长风险高, Stock market bulls bear a high risk, 银行利息跑不赢通胀, Bank interest doesn't win inflation, 网贷是个好路子,可是跑路太多也让人操碎了心, The Internet is a good way to borrow money, but too much of the way is too much to be broken. 理财还有新选择,基金定投你试过吗? There is a new option for money management. Have you ever tried it? 说起基金定投, Speaking of fund fixing, 官方点讲,就是定期、定额, Officially, it's a regular, a quota, 从银行卡扣除资金完成自动投资的方式。 The way of automatic investment from bank card deduction. 比如每月20号都自动从工资卡里面, For example, every month 20 is automatically from the payroll card, 扣除1000元投资基金,并?#39029;?#26399;投资, Deduct 1,000 yuan investment fund, and long-term investment, 就是懒人理财方式的一种。 That's one of the ways in which lazy people manage their money. 基金定投,专治“剁?#20540;場保?#21487;以强制储蓄。 The fund is determined to be "shopaholic", which can be forced to save. 自动投资,省时省力,懒人必备。 Automatic investment, time-saving, lazy people. 长期投资,分散风险。 Long-term investment, spread risk. 积少成多,复利效应,储备未来。 The accumulation, the compounding effect, the reserve future. 举个栗子: Take a chestnut: 志明在1?#36335;?#24320;始基金定投, Zhiming started the fund in January, 每个月固定投资600元基金, A fixed investment of 600 yuan per month, 1?#36335;?#21333;价为30元,2?#36335;?#28072;到60元, The unit price is 30 yuan in January and 60 yuan in February. 3?#36335;?#21448;跌回30元,4?#36335;?#32487;续下跌跌到15元, March fell back to 30 yuan, and in April went down to 15 yuan. 5?#36335;?#28072;回30元再将份额全部卖出。 In may, you'll get 30 yuan back and sell your share. 那志明这次的赚了多少钱呢? How much money did he make this time? 首先看下表投资具体情况, Let's start with the table investment. 总投资金额2400,共购买90份。 Total investment amount is 2,400, total buy 90. 然后5?#36335;?0元价位卖出, And then at 30 yuan in May, 获利金额:30元*90份,合计2700元, Profits: 30 yuan * 90, total 2,700 yuan, 相比投资总额2400元要多出300元, That's 300 yuan more than the total investment of 2,400 yuan. 4个月投资收益率为12.5%。 The investment yield was 12.5 percent for four months. 钱没问题进账啦! The money is fine! 就以往的历史经验来看, In terms of historical experience, 5至10年可能是一个完整的经济周期, Five to 10 years could be a full economic cycle, 从牛市变为熊市,再从慢熊变为牛市,?#26469;?#21453;复。 From a bull market to a bear market, from a slow bear to a bull market. 参照之前是熊市,07年达到牛市峰值, This is a bear market, and in 2007, it was a bull market. 08年开始跌到最低点,然后一直慢熊, It started to hit bottom in 2008, and then it's been slow. 直到2015年牛市峰值,就可以看出。 Until the bull market peaks in 2015, you can see. 所以,?#35805;?#20013;国股市在经历过牛市之后,就进入了漫漫熊市。 Therefore, the common Chinese market has entered a long bear market after a bull market. 这个时候,我们开始定投基金, And at this point, we started to invest in the fund, 比如我们想投资6年,?#36824;?#25237;资10万, Let's say we want to invest for 6 years, we're going to invest 100, 000, 那每年投资16667万元, That's 166.67 million dollars a year, 只需要每个月投资1389元就可以了, You only need to invest 1,389 yuan per month, 资金占用不大,不会太影响生活开支等。 Money doesn't take up much, it doesn't affect living expenses. 在这6年期间, During these six years, 虽然呈波动性变化,有涨有跌, Although it's fluctuating, it's going up and down, 但是牛市来的时候,就可以高价卖出获利。 But when the bull market comes, it can be sold at a high price. 十分适用于存钱买房, Very applicable to saving money to buy a house, 买车,为孩子储备教育基金等等的投资。 Buy a car, reserve a education fund for your child and so on. 基金定投的具体时间节点如何确定呢, How do the specific time nodes of the fund set up? 其实,按之前的情况, In fact, in the previous case, A股于2015年从峰值5178点腰斩至2600多点, A shares halved from A peak of 5178 in 2015 to more than 2,600. 虽然仍有可能下跌, Although it's still possible to fall, 但是下跌?#30446;占?#38750;常有限, But the downside is very limited, 相比较A股所处的历?#36820;?#20301;来说, In the historical position of the a-shares, 这个时候基金定投就是不错的时机。 This is a good time for fund making.

备案号:冀ICP备16030082号

版权所有 保定市金保投资基金有限公司

?#38469;?#25903;持:保定网站建设及优化保定遨游网络公司

开拓者vs篮网录像
德国美因茨大学放假时间 一年顶呱刮玩法 重庆时时彩开奖大小 手机棋牌游戏平台出售 棒球英豪完全版书报 山东11选5每天几点开始 快速时时彩是官方彩吗 手游英雄联盟测试服 部落冲突皇室战争 ios全民飞机大战存档 北京pk10免费人工计划 勇士vs火箭季后赛 神秘的百慕达彩金 纽伦堡vs沙尔克04直播 迷你世界怎样驯服黑龙 ac米兰和国际米兰主场